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Understand the Terms Before You Start

These terms set out how your jm99 account works — what we expect from you, what you can expect from us, and how deposits via Touch 'n Go eWallet, Boost, or GrabPay sit within the framework.

Account eligibility conditionsWallet deposit scopeAccount suspension rulesDispute resolution process
jm99 Understand the Terms Before You Start
TERMS CONTACT PATHS

Reach Us About These Terms

If any part of these terms is unclear or you want to raise a concern about how they apply to your account, our support team handles policy-related queries directly. You do not need to submit a formal legal request to ask a question — just reach out through the channel that works for you.

Live Chat Available from the account dashboard. Use live chat to ask about specific clauses, account restrictions or how a rule applies to your situation.
Email Support Send detailed terms-related queries to our support address. We aim to respond with a written answer covering the specific clause you raised.
Help Centre The Help Centre lists common terms questions with step-by-step context. Check there first for account eligibility, withdrawal conditions and wallet rules.
HOW WE HANDLE THIS

Account Security and Policy Conduct

Our terms are not just a legal document — they reflect how we actually run accounts on jm99. Here is how we act on the four areas that matter most to you as an account holder.

Account Data Handling

We collect only the data needed to verify your identity and process transactions. Your account details are not shared with third parties outside of payment processing for Touch 'n Go eWallet, Boost or GrabPay.

Cookie and Session Use

Cookies keep your session active and remember your wallet preference. You can manage cookie settings through your browser; turning them off may affect how account features load.

Account Security Practices

Every login uses OTP verification sent to your registered mobile number. If we detect unusual access patterns on your account, we will suspend activity and contact you before restoring access.

Data Retention and Removal

We retain account transaction records as required by our operating framework. To request a review or removal of personal data, contact support in writing with your account number and the specific data you are querying.

Common Questions About Our Terms

These are the questions we get most often about how the terms apply to real account situations. If yours is not here, live chat is the fastest way to get a specific answer.

No. Each person may hold one account only. Duplicate accounts breach our terms and may result in both accounts being suspended and any pending withdrawals being reviewed.

The same account terms apply regardless of which local wallet you use. Touch 'n Go eWallet, Boost and GrabPay are covered under the same deposit and withdrawal conditions as FPX or DuitNow.

We notify you via your registered contact when material changes are made. Continuing to use your account after the notification date means you accept the updated version.

Depending on the breach, we may restrict account activity, suspend access or close the account. We will communicate the reason and any steps available to you through your registered contact.

Contact support in writing with your account number and the specific data request. We will respond with the relevant information within the timeframe our retention policy sets out.

Yes. Where any part of these terms conflicts with applicable local law in your jurisdiction, local law takes precedence. Access to jm99 is available only where local law permits it.
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Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.